Michael & Dee Norris 863-875-5583

Buyers Tips

Buying Winter Haven real estate or a home in the surrounding Polk County communities can be one of your most significant investments in life. Not only are you choosing your dwelling place, and the place in which you will bring up your family, you are most likely investing a large portion of your assets into this venture. The more prepared you are at the outset, the less overwhelming and chaotic the buying process will be. The goal of this page is to provide you with detailed information to assist you in making an intelligent and informed decision. Remember, if you have any questions about the process, we're only a phone call or email away! Contact Us

Income Tax Savings 

Because of income tax deductions, the government is basically subsidizing your purchase of a home. All of the interest and property taxes you pay in a given year can be deducted from your gross income to reduce your taxable income.

For example, assume your initial loan balance is $150,000 with an interest rate of eight percent. During the first year you would pay $9969.27 in interest. If your first payment is January 1st, your taxable income would be almost $10,000 less – due to the IRS interest rate deduction.

Property taxes are deductible, too. Whatever property taxes you pay in a given year may also be deducted from your gross income, lowering your tax obligation.

 

 

Stable Monthly Housing Costs

 

When you rent a place to live, you can certainly expect your rent to increase each year – or even more often. If you get a fixed rate mortgage when you buy a home, you have the same monthly payment amount for thirty years. Even if you get an adjustable rate mortgage, your payment will stay within a certain range for the entire life of the mortgage – and interest rates aren’t as volatile now as they were in the late seventies and early eighties.

 

Imagine how much rent might be ten, fifteen, or even thirty years from now? Which makes more sense?

 

925  State Road 655 Polk, FL 33868

925 State Road 655
Polk, FL 33868

MLS# P4628906 / active
8.41 acres, n/a sqft, location info: Airport, Waterfront, Street Paved
type: n/a, area: Polk City

Hot spot!! hwy frontage on sr 655 (berkley rd.) and i-4!! van fleet trail is directly across the street! new usf polytechnic university approxim... 

$7,000,000 Commercial
Provided courtesy of CATHY KLUYTENAAR of KELLER WILLIAMS REALTY OF WH
3223 N Us Highway 98 Lakeland, FL 33805

3223 N Us Highway 98
Lakeland, FL 33805

MLS# L4629019 / active
6.10 acres, n/a sqft, location info: n/a
type: n/a, area: Lakeland / Gibsonia

Location-location-location this is the location! 6.1 acres (more or less) at i-4 ramp. formerly a 250+ unit motel, this is now a vacant lot ready... 

$5,900,000 Commercial
Provided courtesy of JERE GAULT of JERE GAULT COMMERCIAL RE SERV
374  Sage Road Winter Haven, FL 33881

374 Sage Road
Winter Haven, FL 33881

MLS# P4602492 / active
3 br, 2 ba, n/a sqft
area: Winter Haven / Florence Villa, subdivision: 000000

Winter haven-100 acre ranch located near country club road. has both house and barn. development possibilities. priced to sell at $40,000 per acre. 

$4,000,000 Residential
Provided courtesy of JOHN WEBB of JOHN WEBB INC
2121  Berkley Road Auburndale, FL 33823

2121 Berkley Road
Auburndale, FL 33823

MLS# B4700077 / active
3 br, 2 ba, 2174 sqft
area: Auburndale, subdivision: Acreage & Unrec

Attention investors,developers, or if you want to own a piece of prime florida real estate then this is your property. the teco walking trail is ri... 

$3,500,000 Residential
Provided courtesy of RETA STEAD of SOUTHERN BELLE REALTY
2057  Berkley Road Auburndale, FL 33823

2057 Berkley Road
Auburndale, FL 33823

MLS# B4700078 / active
2 br, 1 ba, 996 sqft
area: Auburndale, subdivision: Acreage & Unrec

This property is included in sale of 2121 berkley road a total of approximate 33 acres. properties sold only together. property backs up to teco wa... 

$3,500,000 Residential
Provided courtesy of RETA STEAD of SOUTHERN BELLE REALTY
9330  Us Highway 192 Davenport, FL 33897

9330 Us Highway 192
Davenport, FL 33897

MLS# O5232852 / active
2.08 acres, n/a sqft, location info: Activity Core/Center, On Bus Line
type: n/a, area: Davenport

Beautiful 74 room boutique hotel with 96 parking spaces along the busy 192 corridor in the 4 corners area. turn key ready! impeccable designer fur... 

$3,500,000 Commercial
Provided courtesy of MARIE LEDBETTER of BHHS FLORIDA REALTY
4425 E Us Highway 92 Lakeland, FL 33801

4425 E Us Highway 92
Lakeland, FL 33801

MLS# P4625938 / active
8.39 acres, n/a sqft, location info: Industrial Park, Strip Center, Retail Condo, Near Golf Course
type: n/a, area: Lakeland

This industrial/retail commercial complex is priced below appraised value. great investment or convert to owner occupied facility. high traffic on ... 

$3,388,888 Commercial
Provided courtesy of JACK MYERS of BARON MYERS REALTY LLC
226  Mclean Point Winter Haven, FL 33884

226 Mclean Point
Winter Haven, FL 33884

MLS# P4629947 / active
4 br, 5 ba, 1 half bath, 9285 sqft
area: Winter Haven / Cypress Gardens, subdivision: Renaissance

9,000 square foot chain of lakes home! this fully remodeled home has a large chandelier and spiral staircase when you walk in, breath-taking views ... 

$2,400,000 Residential
Provided courtesy of ROBERT WEBB of JOHN WEBB INC
1255 E State Road 60 Lake Wales, FL 33853

1255 E State Road 60
Lake Wales, FL 33853

MLS# K4587783 / active
1.62 acres, n/a sqft, location info: n/a
type: n/a, area: Lake Wales South

Revival spanish mediterranean architecture beautifully landscaped with oaks and palms.paved parking w/security lighting. building is coated with ef... 

$2,400,000 Commercial
Provided courtesy of CHARLENE CARDEN of MUSIC REALTY
  0 Cypress Gardens Blvd Winter Haven, FL 33884

0 Cypress Gardens Blvd
Winter Haven, FL 33884

MLS# P4622293 / active
7.42 acres, n/a sqft, location info: In City Limits
type: n/a, area: Winter Haven / Cypress Gardens

7.4 acres of useable property, close to legoland and existing residential. also close to us 27. 

$2,200,000 Commercial
Provided courtesy of PETE CHICHETTO of COLLANY PROPERTIES
585  Christina Boulevard Lakeland, FL 33813

585 Christina Boulevard
Lakeland, FL 33813

MLS# L4645419 / active
5 br, 4 ba, 2 half bath, 7964 sqft
area: Lakeland, subdivision: Crescent Place

This stately home abounds with elegance. custom designed and built by mark hulbert in lovely christina. secluded behind private gates and nestled... 

$1,950,000 Residential
Provided courtesy of JEANNE SHERRARD of KELLER WILLIAMS REALTY
900  Twelve Oaks Drive Winter Haven, FL 33880

900 Twelve Oaks Drive
Winter Haven, FL 33880

MLS# P4700156 / active
4 br, 3 ba, 1 half bath, 5280 sqft
area: Winter Haven/Eloise/Jpv/Wahnetta, subdivision: Acreage & Unrec

Your 32 acre estate awaits you with your own private 2,000' driveway located in a gated community. fully furnished just bring your clothes. built ... 

$1,900,000 Residential
Provided courtesy of ERIC SIGISMONDI of KELLER WILLIAMS REALTY OF WH
5999  Dundee Road Winter Haven, FL 33884

5999 Dundee Road
Winter Haven, FL 33884

MLS# P4618089 / active
2.55 acres, n/a sqft, location info: n/a
type: n/a, area: Winter Haven / Cypress Gardens

Upscale strip center just west of us hwy 27. both 1200 and 2400 sf space available. move-in incentive being offered. exposure to heavy traffic. ... 

$1,900,000 Commercial
Provided courtesy of OSWALD CARREROU of OSWALD P. CARREROU
2415  Winterset Road Winter Haven, FL 33884

2415 Winterset Road
Winter Haven, FL 33884

MLS# O5224389 / active
4 br, 4 ba, 1 half bath, 5069 sqft
area: Winter Haven / Cypress Gardens, subdivision: -

Nearly three and one half waterfront acres create one of the most picturesque settings you will find anywhere for a custom designed and built home ... 

$1,875,000 Residential
Provided courtesy of EDWARD LACHCIK of STIRLING SOTHEBY'S INT'L RLTY
4050  County Rd 542 Winter Haven, FL 33881

4050 County Rd 542
Winter Haven, FL 33881

MLS# P4622295 / active
11.23 acres, n/a sqft, location info: n/a
type: n/a, area: Winter Haven / Florence Villa

Reduced and motivated sellers. great industrial storage facility, including two industrial buildings used for semi-truck repairs and storage. one ... 

$1,800,000 Commercial
Provided courtesy of PETE CHICHETTO of COLLANY PROPERTIES
21299  Hwy 27 Lake Wales, FL 33859

21299 Hwy 27
Lake Wales, FL 33859

MLS# P4627761 / active
1.41 acres, n/a sqft, location info: n/a
type: n/a, area: Lake Wales

Class a corporate office building built in 2007. high traffic counts (32,500 vehicles/day). this office is within the area that will be affected b... 

$1,800,000 Commercial
Provided courtesy of MIKE NOLEN of COLDWELL BANKER COMMERCIAL NRT
8201  Tomkow Road Lakeland, FL 33809

8201 Tomkow Road
Lakeland, FL 33809

MLS# L4643589 / active
23.28 acres, n/a sqft, location info: n/a
type: n/a, area: Lakeland / Polk City

This office warehouse property has 6,750 s.f. of office space that includes two conference/training rooms, several offices, a reception area, recor... 

$1,799,900 Commercial
Provided courtesy of PHIL MAYS of ULYSSES REALTY GROUP, INC.
17090  Rockridge Road Polk, FL 33868

17090 Rockridge Road
Polk, FL 33868

MLS# L4648625 / active
4 br, 5 ba, 1 half bath, n/a sqft
area: Polk City, subdivision: Na

Adjacent to managed wildlife conseervation areas, this beautiful ranch offers beautiful florida natural land vistas; private grass airstrip; enclos... 

$1,750,000 Residential
Provided courtesy of RICHARD DEMPSEY of CBC SAUNDERS REAL ESTATE LLC
4505  Florida Avenue Lakeland, FL 33813

4505 Florida Avenue
Lakeland, FL 33813

MLS# L4645143 / active
1.23 acres, n/a sqft, location info: In City Limits, On Bus Line, Street Paved, Activity Core/Center
type: n/a, area: Lakeland

Location!! less than 1 mile s. of parkway on s. florida ave. located on 1.23 acre former upscale furniture retail showroom. 20000 + s.f. room fo... 

$1,750,000 Commercial
Provided courtesy of ANGELA LESTER of STEINBAUER ASSOCIATES INC.
3111  Masterpiece Road Lake Wales, FL 33898

3111 Masterpiece Road
Lake Wales, FL 33898

MLS# P4621501 / active
10.47 acres, n/a sqft, location info: n/a
type: n/a, area: Lake Wales

Majestic two-story lakefront resort facility on lake pierce, originally constructed in 1925. meticulously maintained and fully-furnished with 10 b... 

$1,650,000 Commercial
Provided courtesy of GLORIA SPANJERS of COLDWELL BANKER COMMERCIAL NRT
6334  Cypress Gardens Boulevard Winter Haven, FL 33884

6334 Cypress Gardens Boulevard
Winter Haven, FL 33884

MLS# P4627807 / active
3 br, 3 ba, 1 half bath, 8383 sqft
area: Winter Haven / Cypress Gardens, subdivision: Robert Wayne Manor

This magnificent hulbert built home leaves nothing to be desired. as you enter the home you are welcomed with a gorgeous view of the pool over look... 

$1,600,000 Residential
Provided courtesy of ZACHARY SHELBY of PIONEER PROPERTY MANAGEMENT, I

Copyright © 2014, Mid Regional. Data last updated: 2014-09-22